Money is easier
when someone
steady is beside you
If you're not entirely sure where to start, that's normal — and it's exactly why we're here. Arvellos gives you clear, unhurried financial counsel so you can make decisions you understand and feel calm about.
An honest, unhurried look at where you stand — no obligation attached.
- One consultant, start to finish
- Plain language, always
- Advice before product
What actually sets
our approach apart
We won't dazzle you with graphs you can't read. Here is what we promise, and the reason you can believe each one.
One consultant who stays with you
You won't be handed off to a call centre or a new face each year. The person you meet at the first conversation is the person who knows your file three years later — because continuity is where real advice comes from.
Plain language, always
Every recommendation comes with a why you can repeat to your partner at the dinner table. If we can't explain it simply, we don't think you should sign it.
Advice before product
We are paid to think clearly, not to push a fund. We'll happily tell you when the right move is to do nothing at all — and we often do.
No pressure, ever
You'll never leave a meeting feeling rushed into a signature. Take the plan home, sleep on it, ask us anything twice. Good decisions rarely need to happen today.
Come and sit with us
in Umhlanga Rocks
We keep a quiet, sunlit office a short walk from the promenade. No glass towers, no security turnstiles — just a comfortable room, good coffee and time set aside for you.
- Opening hours
-
Monday to Thursday08:30 – 17:00Friday08:30 – 15:00Saturdayby appointmentSunday and public holidaysclosed
- Getting here
- We're two minutes from the Umhlanga lighthouse, off Lagoon Drive. Free visitor parking is available on Lighthouse Avenue, and we're a comfortable walk from the Gateway shuttle stop.
- Call us
- +27 31 672 5199
- [email protected]
The things you might
be wondering about
If your question isn't here, phone us — there's no such thing as a question too basic. Still unsure? Call +27 31 672 5199 and speak to a real person.
Absolutely. Some of our longest relationships began with a modest first step and a lot of uncertainty. Where you start matters far less than starting with a plan you understand.
The first conversation is free and carries no obligation. It's simply a chance for us to understand your situation and for you to see whether we're the right fit for you.
No. We work with what you already have, wherever it sits. Our job is to help you see the whole picture clearly, not to sweep everything into one place for our convenience.
We're transparent about fees from the outset and give you a written breakdown before anything begins. You'll always know what you're paying and what it's for — no surprises on a statement later.
We hear this often, and we understand the caution. The difference is continuity and honesty: one consultant who knows your story, advice that puts your interests first, and the freedom to walk away at any time.
Yes. Many of our clients are owners whose personal and business finances are tightly linked. We're glad to look at both together so the two sides work with each other rather than against.
As often as you'd like, and at least once a year for a proper review. Life changes — a new child, a sale, a market wobble — and we'd rather adjust early than explain late.
Guides worth
keeping on file
Plain-English references we've written for our own clients. Take them, read them at your pace, and bring your questions to us.
A first-timer's guide to financial planning
What a plan actually contains, in language anyone can follow — written for people who've never sat with an adviser before.
Request this guide (PDF, 1.2 MB)Let's start with
a simple conversation
Tell us where you are and what's on your mind. We'll listen first, and only then talk about what a sensible next step might look like — in your own time, on your own terms.
Where we help —
and where we won't
Honesty about our limits is part of good counsel. Here's what falls inside our remit, and who to speak to when it doesn't.
What we do
- Personal financial planning for families and individuals
- Long-term investment and retirement strategy
- Cash-flow and financial guidance for small business owners
- Reviewing existing policies and portfolios for clarity
What we don't do
- Day-trading tips or "get rich quick" schemes — we plan for years, not weeks
- Cryptocurrency speculation or unregulated offshore products
- Tax return filing — we'll happily refer you to a trusted local accountant
- Legal drafting of wills and trusts — for that we point you to a qualified estate attorney
If your need falls outside what we do, tell us anyway. We'd rather introduce you to the right person than take on something we can't do properly.